Don’t Let The Lack Of Cash Limit Your
Business Growth.

You shouldn’t have to wait for funds to capitalise on an opportunity. Get a loan and elevate your business today.

    I’m the director of Pte Ltd

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    and my contact number is

    I'm looking for a business loan of

    Financing is only applicable for Private Limited Companies that are at least 10 months old with an annual revenue of at least $100,000.

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    Focus On Growing Your Business.

    Increase cashflow and enhance your business operations. Apply for quick funding of up to SGD300,000.
    01

    Apply Online

    Our online application is fast, simple, and confidential. Input your details through MyInfo Business. Your application form will be pre-filled automatically.

    02

    Await Approval

    Our tech-enabled algorithm ensures fast and accurate processing. Once you have submitted all the required documents, your application result will be sent to you shortly.

    03

    Get Your Funds

    Funds will be disbursed to your account once you have accepted our approved loan.

    Loan Options for Your Every Need.

    Whether its a business loan, a working capital loan, or expansion financing, we do what we can to help.

    Business Line of Credit

    Many businesses have a credit line to manage unforeseen expenditures and fund growth opportunities. It can be thought of as a credit card for your business. Interest is charged only on the amount that is drawn, and the credit limit goes back up once the amount drawn is repaid.

    It is worthwhile to consider a business line of credit, even if your finances are healthy. With a credit line, you can draw funds as needed, up to a limit over a short period of time. This allows quick access to capital for any reason, and have greater control and flexibility over the use of these funds.

    Business Line of Credit or an SME Line of Credit can also serve as Merchant Credit Line, which merchants can use to pay for goods from suppliers.

    Credit lines are a great way for a company to increase their capital and take advantage of sudden business opportunities.

    Benefits of this business loan:

    • Cover short-term business expenses
    • Cover recurring financial expenses
    • Quick access to funds
    Apply for this Loan

    Working Capital Loan

    A working capital loan is a very common type of business loan or SME loan used by a company to finance its everyday operations, such as payrolls, rent, and inventory.

    Working capital loans are usually taken when a company requires cash/asset liquidity to cover day-to-day operational expenses so that they can put more money into expansion.

    They are commonly used by companies that have high seasonality or cyclical sales, such as retailers, to tide them through periods of reduced business activities.

    One of the benefits of a working capital loan is that it does not require an equity transaction. Therefore, a business owner still maintains full control of their company. It’s also a good way for business owners to cover any gaps in working capital expenditures. Support your daily operations or cover your short-term expenses with this type of business loan.

    Benefits of this business loan:

    • Cover short-term business expenses
    • Finance daily operations
    • Suitable for businesses with high seasonality/cyclical sales
    Apply for this Loan

    Bridging Loan

    A bridging loan is a short-term business loan to help you meet current obligations by providing immediate cash flow, while expecting fresh fund coming within a short time frame.

    Bridging loans can be used to purchase property, fund restoration works, and even to secure business opportunity.

    For example, bridging loan could be used to prepay F&B event premises, that in turn drive revenue for the business.

    Benefits of this business loan:

    • Temporary funding
    • Ability to cover urgent business expenses
    • Improved cashflow
    Apply for this Loan

    Expansion Financing

    Expansion financing comes in handy when your business sees an opportunity to grow and expand. It can be used for internal growth by launching new products or the acquisition of smaller companies.

    It is also useful for taking advantage of opportunities that may lead to compounded growth, despite not having the available funds at the moment.

    Companies typically use expansion financing to fund growth projects while still retaining enough capital to handle daily company operations.

    Benefits of this business loan:

    • Shift to a larger retail space
    • More staff can be hired
    • Financial ability to create new products
    Apply for this Loan

    Auto Financing

    a) Car Flooring Loan

    An auto financing plan allows you to use revolving credit facility to finance an existing stock of new/used vehicles. This allows you to free up cashflow by not tying up large amounts of assets in showroom stock.

    For instance, a dealer may want to purchase 100 models of a new car, but needs additional capital to do so. Through auto financing, he can draw down the credit facility to finance the cars, and proceed with repayment as they are sold off.

    Benefits of this loan:

    • Increase your stock of vehicles
    • Increase working capital
    • Improved cashflow

    Auto Financing

    b) In-house Loan

    Buying a car in Singapore can be difficult without proper financing.

    In-house auto loans offered by Capitall help car buyers finance a car easily, regardless of your credit status. Even if your loan applications have been rejected from a bank or financial institutions, getting a car of your dreams is now easier, faster and more affordable with Capitall.

    Benefits of this loan:

    • Fast approval
    • Increase stock of vehicles for business operation
    • Immediate access to vehicle for personal use
    Apply for this Loan

    Payroll Loan

    Payroll loans are short-term business loans that help to cover your staffing fees. They can help you to divert your capital into other ventures, such as growing your business.

    A payroll loan can also be a good way to tide your company through jumps in employee salaries, examples of which include year-end or loyalty bonuses.

    They can be used to subsidise immediate financial needs, such as when you’ve contracted extra workers for a big event.

    Benefits of this business loan:

    • Covers urgent payroll expenses
    • Allows better management of increments in staff salaries
    • Improved cashflow
    Apply for this Loan

    Digital Wallet Payment with Card (eWallet)

    Many businesses have a credit line to manage unforeseen expenditures and fund growth opportunities. It can be thought of as a credit card for your business. Interest is charged only on the amount that is drawn, and the credit limit goes back up once the amount drawn is repaid.

    It is worthwhile to consider a business line of credit, even if your finances are healthy. With a credit line, you can draw funds as needed, up to a limit over a short period of time. This allows quick access to capital for any reason, and have greater control and flexibility over the use of these funds.

    Business Line of Credit can also serve as Merchant Credit Line, which merchants can use to pay for goods from suppliers.

    Credit lines are a great way for a company to increase their capital and take advantage of sudden business opportunities.

    Benefits of this loan:

    • Cover short-term business expenses
    • Cover recurring financial expenses
    • Quick access to funds
    Apply for this Loan

    Receivables Discounting/Factoring (Encash invoice)

    Many businesses have a credit line to manage unforeseen expenditures and fund growth opportunities. It can be thought of as a credit card for your business. Interest is charged only on the amount that is drawn, and the credit limit goes back up once the amount drawn is repaid.

    It is worthwhile to consider a business line of credit, even if your finances are healthy. With a credit line, you can draw funds as needed, up to a limit over a short period of time. This allows quick access to capital for any reason, and have greater control and flexibility over the use of these funds.

    Business Line of Credit can also serve as Merchant Credit Line, which merchants can use to pay for goods from suppliers.

    Credit lines are a great way for a company to increase their capital and take advantage of sudden business opportunities.

    Benefits of this loan:

    • Cover short-term business expenses
    • Cover recurring financial expenses
    • Quick access to funds
    Apply for this Loan

    Cash Advances (Purchase stock)

    Many businesses have a credit line to manage unforeseen expenditures and fund growth opportunities. It can be thought of as a credit card for your business. Interest is charged only on the amount that is drawn, and the credit limit goes back up once the amount drawn is repaid.

    It is worthwhile to consider a business line of credit, even if your finances are healthy. With a credit line, you can draw funds as needed, up to a limit over a short period of time. This allows quick access to capital for any reason, and have greater control and flexibility over the use of these funds.

    Business Line of Credit can also serve as Merchant Credit Line, which merchants can use to pay for goods from suppliers.

    Credit lines are a great way for a company to increase their capital and take advantage of sudden business opportunities.

    Benefits of this loan:

    • Cover short-term business expenses
    • Cover recurring financial expenses
    • Quick access to funds
    Apply for this Loan

    Expand Your Financial Prospects.

    Focus on building your business with loans specially constructed to support your financial growth.

    As Singapore’s leading company for business, corporate, and SME loans, these are our commitments to growing your business with you.

    Simple Repayment Options

    We make repayment effortless by utilising customised repayment options designed to fit your business needs.

    Quick and Timely

    Every minute is crucial to a business.

    With our innovative self-serving loan application portal, you can apply for loans quicker than ever. From application to loan disbursement, everything is approved and processed within 24 hours.

    Tailored Solutions

    As a Digital Finance Partner to SMEs, we provide specially tailored loans that will maximise your business opportunities.

    Guaranteed No Hidden Fees

    We adopt a transparent structure at Capitall. We guarantee that there are no hidden fees on any business loans.

    Hear From Our Customers
    Themselves.

    We are proud to have served our customers well, and we want to extend that same level of service to even more people in the future.
    4.9
    126  reviews
    Ryan was easy and pleasant to liaise with, he sincerely wants to understand the related industry of the clients and provided great advice. Appreciate the swift assistance on the application, many thanks
    Valerie Wu
    07/09/2023
    Ryan was very professional and to the point when we had conversation. He is able to graps our industry norm and further his question from the answers we gave. He is knowlegeable and tactful at the same time in the conversation we had. We appreciated the short and fruitful experience we had with Ryan.
    Jasoel Lei xu le
    16/05/2023
    Very neat and proper explanations and also very fast.
    Pandian Karuppiah
    06/09/2023
    Afiq was of great Assistance and we are so glad he was helpful and prudent in advice
    Yeahinfo
    30/03/2023
    The person is in charge of my application, Afiq, was very professional, helpful and responsiveness. The process went smoothly with him, 100% online without having to go there.
    Bruno Le Briere
    13/03/2023
    Ryan is very professional in the way he spoke to us and assertive about the plans for the future. Keep it up!
    Hayley Woo
    15/09/2021
    Received very fast and efficient service from Afiq Ahmad, 5* quality:) I like how the system is fully online without need to waste time to go to their office for handing over and signing documents, Plus no Printed Paper to harm the environment! Great job Capitall and Afiq
    H G
    21/02/2023
    Totally satisfied the officer in charge of my application, Afiq. Kudos for being prompt, despite my busy schedule to cater the replies and acceptance. The processing took about 2 to 3 weeks, and once its already approved, Afiq always remind and checked in with me to know if everything was alright. He even assisted to extend my letter of offer due to my schedule from last year and when I finally signed, it was disbursed immediately within the same day. Definitely promising and different from other companies I've worked with especially the finance sector. Thank you Afiq!
    SF sg
    20/01/2023
    Friendly and helpful from Ryan and Carol. A better lending company compare to work with as compare to all others with better rate and not stretching your monthly repayment. I sincerely recommend this company.
    Alex Wong
    13/01/2023
    Capitall financing seems seamless quick and simple compared to most of their peers.
    Khaled Banama
    29/12/2022
    Very fast and response service from Ms Carol. Great job!
    Andrew Ang
    14/11/2022
    First of all, the team are very professional. Was attended by Daniel Chew in the beginning for assessment. Daniel is a great listener. He addressed my needs and recommended the next steps for application. When application went through, I was served by Carol Lim. Carol was very patient with me asking tonnes of questions. Unlike many brokers or account managers I had experienced, Carol are one which will try her best to respond our queries, as well as keep a close follow-up on the case. Very efficient individuals. Thank you so much.
    Ignatius Roger Kheng
    08/11/2022
    Fast and efficient, very helpful
    Marcus Chua
    15/11/2022
    Carol is really very professional and helpful.It was a very smooth process.Great job!
    Vion Lim
    11/11/2022
    responsive & quick loan disbursement
    DDISG
    19/08/2022
    With the assistance of Ryan & his team, we managed to secure a loan and got funded within 48 hours. The whole loan application process was smooth and seamless. Look forward to further collaborations!
    Karthikai Vaasam
    06/08/2022
    Capitall Pte Ltd has been very professional and fast in processing our loan application. As a SME, Capitall is the ideal lender as we can focus on growing our business while they provide the financial support. They are highly recommended and deserve our five star score.
    Galaxy Singapore
    02/08/2022
    Reliable and fast services
    Mohd Khan
    18/07/2022
    Quick and precise onboarding service
    Ard Rosali
    17/06/2022
    Hi,I was served by Carol Lim.i felt very comfortable and pleased with her service and all the detailed explanation for the loan . Thank you
    Raghu Balan
    06/05/2022
    They were very professional and clear on their financial products ....Carol was patient and helpful.....🙂👍👍
    Senthil mani
    02/02/2022

    Get Your Business Loan Now.

    Apply now, and receive your business loan within 24 hours*.