Don’t Let The Lack Of Cash Limit Your
Business Growth.
You shouldn’t have to wait for funds to capitalise on an opportunity. Get a loan and elevate your business today.
Focus On Growing Your Business.
Apply Online
Our online application is fast, simple, and confidential. Input your details through MyInfo Business. Your application form will be pre-filled automatically.
Await Approval
Our tech-enabled algorithm ensures fast and accurate processing. Once you have submitted all the required documents, your application result will be sent to you shortly.
Get Your Funds
Funds will be disbursed to your account once you have accepted our approved loan.
Featured In.
Loan Options for Your Every Need.
Whether its a business loan, a working capital loan, or expansion financing, we do what we can to help.
Business Line of Credit
Many businesses have a credit line to manage unforeseen expenditures and fund growth opportunities. It can be thought of as a credit card for your business. Interest is charged only on the amount that is drawn, and the credit limit goes back up once the amount drawn is repaid.
It is worthwhile to consider a business line of credit, even if your finances are healthy. With a credit line, you can draw funds as needed, up to a limit over a short period of time. This allows quick access to capital for any reason, and have greater control and flexibility over the use of these funds.
Business Line of Credit or an SME Line of Credit can also serve as Merchant Credit Line, which merchants can use to pay for goods from suppliers.
Credit lines are a great way for a company to increase their capital and take advantage of sudden business opportunities.
Benefits of this business loan:
- Cover short-term business expenses
- Cover recurring financial expenses
- Quick access to funds
Working Capital Loan
A working capital loan is a very common type of business loan or SME loan used by a company to finance its everyday operations, such as payrolls, rent, and inventory.
Working capital loans are usually taken when a company requires cash/asset liquidity to cover day-to-day operational expenses so that they can put more money into expansion.
They are commonly used by companies that have high seasonality or cyclical sales, such as retailers, to tide them through periods of reduced business activities.
One of the benefits of a working capital loan is that it does not require an equity transaction. Therefore, a business owner still maintains full control of their company. It’s also a good way for business owners to cover any gaps in working capital expenditures. Support your daily operations or cover your short-term expenses with this type of business loan.
Benefits of this business loan:
- Cover short-term business expenses
- Finance daily operations
- Suitable for businesses with high seasonality/cyclical sales
Bridging Loan
A bridging loan is a short-term business loan to help you meet current obligations by providing immediate cash flow, while expecting fresh fund coming within a short time frame.
Bridging loans can be used to purchase property, fund restoration works, and even to secure business opportunity.
For example, bridging loan could be used to prepay F&B event premises, that in turn drive revenue for the business.
Benefits of this business loan:
- Temporary funding
- Ability to cover urgent business expenses
- Improved cashflow
Expansion Financing
Expansion financing comes in handy when your business sees an opportunity to grow and expand. It can be used for internal growth by launching new products or the acquisition of smaller companies.
It is also useful for taking advantage of opportunities that may lead to compounded growth, despite not having the available funds at the moment.
Companies typically use expansion financing to fund growth projects while still retaining enough capital to handle daily company operations.
Benefits of this business loan:
- Shift to a larger retail space
- More staff can be hired
- Financial ability to create new products
Auto Financing
a) Car Flooring Loan
An auto financing plan allows you to use revolving credit facility to finance an existing stock of new/used vehicles. This allows you to free up cashflow by not tying up large amounts of assets in showroom stock.
For instance, a dealer may want to purchase 100 models of a new car, but needs additional capital to do so. Through auto financing, he can draw down the credit facility to finance the cars, and proceed with repayment as they are sold off.
Benefits of this loan:
- Increase your stock of vehicles
- Increase working capital
- Improved cashflow
Auto Financing
b) In-house Loan
Buying a car in Singapore can be difficult without proper financing.
In-house auto loans offered by Capitall help car buyers finance a car easily, regardless of your credit status. Even if your loan applications have been rejected from a bank or financial institutions, getting a car of your dreams is now easier, faster and more affordable with Capitall.
Benefits of this loan:
- Fast approval
- Increase stock of vehicles for business operation
- Immediate access to vehicle for personal use
Payroll Loan
Payroll loans are short-term business loans that help to cover your staffing fees. They can help you to divert your capital into other ventures, such as growing your business.
A payroll loan can also be a good way to tide your company through jumps in employee salaries, examples of which include year-end or loyalty bonuses.
They can be used to subsidise immediate financial needs, such as when you’ve contracted extra workers for a big event.
Benefits of this business loan:
- Covers urgent payroll expenses
- Allows better management of increments in staff salaries
- Improved cashflow
Digital Wallet Payment with Card (eWallet)
Many businesses have a credit line to manage unforeseen expenditures and fund growth opportunities. It can be thought of as a credit card for your business. Interest is charged only on the amount that is drawn, and the credit limit goes back up once the amount drawn is repaid.
It is worthwhile to consider a business line of credit, even if your finances are healthy. With a credit line, you can draw funds as needed, up to a limit over a short period of time. This allows quick access to capital for any reason, and have greater control and flexibility over the use of these funds.
Business Line of Credit can also serve as Merchant Credit Line, which merchants can use to pay for goods from suppliers.
Credit lines are a great way for a company to increase their capital and take advantage of sudden business opportunities.
Benefits of this loan:
- Cover short-term business expenses
- Cover recurring financial expenses
- Quick access to funds
Receivables Discounting/Factoring (Encash invoice)
Many businesses have a credit line to manage unforeseen expenditures and fund growth opportunities. It can be thought of as a credit card for your business. Interest is charged only on the amount that is drawn, and the credit limit goes back up once the amount drawn is repaid.
It is worthwhile to consider a business line of credit, even if your finances are healthy. With a credit line, you can draw funds as needed, up to a limit over a short period of time. This allows quick access to capital for any reason, and have greater control and flexibility over the use of these funds.
Business Line of Credit can also serve as Merchant Credit Line, which merchants can use to pay for goods from suppliers.
Credit lines are a great way for a company to increase their capital and take advantage of sudden business opportunities.
Benefits of this loan:
- Cover short-term business expenses
- Cover recurring financial expenses
- Quick access to funds
Cash Advances (Purchase stock)
Many businesses have a credit line to manage unforeseen expenditures and fund growth opportunities. It can be thought of as a credit card for your business. Interest is charged only on the amount that is drawn, and the credit limit goes back up once the amount drawn is repaid.
It is worthwhile to consider a business line of credit, even if your finances are healthy. With a credit line, you can draw funds as needed, up to a limit over a short period of time. This allows quick access to capital for any reason, and have greater control and flexibility over the use of these funds.
Business Line of Credit can also serve as Merchant Credit Line, which merchants can use to pay for goods from suppliers.
Credit lines are a great way for a company to increase their capital and take advantage of sudden business opportunities.
Benefits of this loan:
- Cover short-term business expenses
- Cover recurring financial expenses
- Quick access to funds
Expand Your Financial Prospects.
Focus on building your business with loans specially constructed to support your financial growth.
As Singapore’s leading company for business, corporate, and SME loans, these are our commitments to growing your business with you.
Simple Repayment Options
We make repayment effortless by utilising customised repayment options designed to fit your business needs.
Quick and Timely
Every minute is crucial to a business.
With our innovative self-serving loan application portal, you can apply for loans quicker than ever. From application to loan disbursement, everything is approved and processed within 24 hours.
Tailored Solutions
As a Digital Finance Partner to SMEs, we provide specially tailored loans that will maximise your business opportunities.
Guaranteed No Hidden Fees
We adopt a transparent structure at Capitall. We guarantee that there are no hidden fees on any business loans.
Hear From Our Customers
Themselves.
