Don’t Let The Lack Of Cash Limit Your
Business Growth.

You shouldn’t have to wait for funds to capitalise on an opportunity. Get a loan and elevate your business today.

    I’m the director of Pte Ltd

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    I'm looking for a business loan of

    Financing is only applicable for Private Limited Companies that are at least 10 months old with an annual revenue of at least $100,000.

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    Focus On Growing Your Business.

    Increase cashflow and enhance your business operations. Apply for quick funding of up to SGD300,000.
    01

    Apply Online

    Our online application is fast, simple, and confidential. Input your details through MyInfo Business. Your application form will be pre-filled automatically.

    02

    Await Approval

    Our tech-enabled algorithm ensures fast and accurate processing. Once you have submitted all the required documents, your application result will be sent to you shortly.

    03

    Get Your Funds

    Funds will be disbursed to your account once you have accepted our approved loan.

    Loan Options for Your Every Need.

    Whether its a business loan, a working capital loan, or expansion financing, we do what we can to help.

    Business Line of Credit

    Many businesses have a credit line to manage unforeseen expenditures and fund growth opportunities. It can be thought of as a credit card for your business. Interest is charged only on the amount that is drawn, and the credit limit goes back up once the amount drawn is repaid.

    It is worthwhile to consider a business line of credit, even if your finances are healthy. With a credit line, you can draw funds as needed, up to a limit over a short period of time. This allows quick access to capital for any reason, and have greater control and flexibility over the use of these funds.

    Business Line of Credit can also serve as Merchant Credit Line, which merchants can use to pay for goods from suppliers.

    Credit lines are a great way for a company to increase their capital and take advantage of sudden business opportunities.

    Benefits of this loan:

    • Cover short-term business expenses
    • Cover recurring financial expenses
    • Quick access to funds
    Apply this Loan

    Working Capital Loan

    A working capital loan is a loan used by a company to finance its everyday operations, such as payrolls, rent, and inventory.

    Working capital loans are usually taken when a company requires cash/asset liquidity to cover day-to-day operational expenses so that they can put more money into expansion.

    They are commonly used by companies that have high seasonality or cyclical sales, such as retailers, to tide them through periods of reduced business activities.

    One of the benefits of a working capital loan is that it does not require an equity transaction. Therefore, a business owner still maintains full control of their company. It’s also a good way for business owners to cover any gaps in working capital expenditures.

    Benefits of this loan:

    • Cover short-term business expenses
    • Finance daily operations
    • Suitable for businesses with high seasonality/cyclical sales
    Apply this Loan

    Bridging Loan

    A bridging loan is a short-term loan to help you meet current obligations by providing immediate cash flow, while expecting fresh fund coming within a short time frame.

    Bridging loans can be used to purchase property, fund restoration works, and even to secure business opportunity.

    For example, bridging loan could be used to prepay F&B event premises, that in turn drive revenue for the business.

    Benefits of this loan:

    • Temporary funding
    • Ability to cover urgent business expenses
    • Improved cashflow
    Apply this Loan

    Expansion Financing

    Expansion financing comes in handy when your business sees an opportunity to grow and expand. It can be used for internal growth by launching new products or the acquisition of smaller companies.

    It is also useful for taking advantage of opportunities that may lead to compounded growth, despite not having the available funds at the moment.

    Companies typically use expansion financing to fund growth projects while still retaining enough capital to handle daily company operations.

    Benefits of this loan:

    • Shift to a larger retail space
    • More staff can be hired
    • Financial ability to create new products
    Apply this Loan

    Auto Financing

    a) Car Flooring Loan

    An auto financing plan allows you to use revolving credit facility to finance an existing stock of new/used vehicles. This allows you to free up cashflow by not tying up large amounts of assets in showroom stock.

    For instance, a dealer may want to purchase 100 models of a new car, but needs additional capital to do so. Through auto financing, he can draw down the credit facility to finance the cars, and proceed with repayment as they are sold off.

    Benefits of this loan:

    • Increase your stock of vehicles
    • Increase working capital
    • Improved cashflow

    Auto Financing

    b) In-house Loan

    Buying a car in Singapore can be difficult without proper financing.

    In-house auto loans offered by Capitall help car buyers finance a car easily, regardless of your credit status. Even if your loan applications have been rejected from a bank or financial institutions, getting a car of your dreams is now easier, faster and more affordable with Capitall.

    Benefits of this loan:

    • Fast approval
    • Increase stock of vehicles for business operation
    • Immediate access to vehicle for personal use
    Apply this Loan

    Payroll Loan

    Payroll loans are short-term loans that help to cover your staffing fees. They can help you to divert your capital into other ventures, such as growing your business.

    A payroll loan can also be a good way to tide your company through jumps in employee salaries, examples of which include year-end or loyalty bonuses.

    They can be used to subsidise immediate financial needs, such as when you’ve contracted extra workers for a big event.

    Benefits of this loan:

    • Covers urgent payroll expenses
    • Allows better management of increments in staff salaries
    • Improved cashflow
    Apply this Loan

    Digital Wallet Payment with Card (eWallet)

    Many businesses have a credit line to manage unforeseen expenditures and fund growth opportunities. It can be thought of as a credit card for your business. Interest is charged only on the amount that is drawn, and the credit limit goes back up once the amount drawn is repaid.

    It is worthwhile to consider a business line of credit, even if your finances are healthy. With a credit line, you can draw funds as needed, up to a limit over a short period of time. This allows quick access to capital for any reason, and have greater control and flexibility over the use of these funds.

    Business Line of Credit can also serve as Merchant Credit Line, which merchants can use to pay for goods from suppliers.

    Credit lines are a great way for a company to increase their capital and take advantage of sudden business opportunities.

    Benefits of this loan:

    • Cover short-term business expenses
    • Cover recurring financial expenses
    • Quick access to funds
    Apply this Loan

    Receivables Discounting/Factoring (Encash invoice)

    Many businesses have a credit line to manage unforeseen expenditures and fund growth opportunities. It can be thought of as a credit card for your business. Interest is charged only on the amount that is drawn, and the credit limit goes back up once the amount drawn is repaid.

    It is worthwhile to consider a business line of credit, even if your finances are healthy. With a credit line, you can draw funds as needed, up to a limit over a short period of time. This allows quick access to capital for any reason, and have greater control and flexibility over the use of these funds.

    Business Line of Credit can also serve as Merchant Credit Line, which merchants can use to pay for goods from suppliers.

    Credit lines are a great way for a company to increase their capital and take advantage of sudden business opportunities.

    Benefits of this loan:

    • Cover short-term business expenses
    • Cover recurring financial expenses
    • Quick access to funds
    Apply this Loan

    Cash Advances (Purchase stock)

    Many businesses have a credit line to manage unforeseen expenditures and fund growth opportunities. It can be thought of as a credit card for your business. Interest is charged only on the amount that is drawn, and the credit limit goes back up once the amount drawn is repaid.

    It is worthwhile to consider a business line of credit, even if your finances are healthy. With a credit line, you can draw funds as needed, up to a limit over a short period of time. This allows quick access to capital for any reason, and have greater control and flexibility over the use of these funds.

    Business Line of Credit can also serve as Merchant Credit Line, which merchants can use to pay for goods from suppliers.

    Credit lines are a great way for a company to increase their capital and take advantage of sudden business opportunities.

    Benefits of this loan:

    • Cover short-term business expenses
    • Cover recurring financial expenses
    • Quick access to funds
    Apply this Loan

    Expand Your Financial Prospects.

    Focus on building your business with loans specially constructed to support your financial growth.

    As Singapore’s leading company for business, corporate, and SME loans, these are our commitments to growing your business with you.

    Simple Repayment Options

    We make repayment effortless by utilising customised repayment options designed to fit your business needs.

    Quick and Timely

    Every minute is crucial to a business.

    With our innovative self-serving loan application portal, you can apply for loans quicker than ever. From application to loan disbursement, everything is approved and processed within 24 hours.

    Tailored Solutions

    As a Digital Finance Partner to SMEs, we provide specially tailored loans that will maximise your business opportunities.

    Guaranteed No Hidden Fees

    We adopt a transparent structure at Capitall. We guarantee that there are no hidden fees on any business loans.

    Hear From Our Customers
    Themselves.

    We are proud to have served our customers well, and we want to extend that same level of service to even more people in the future.
    4.9
    73  reviews
    Capitall has provided an efficient and excellent service in accommodating to our financial request and it does helps us with our cash flow issue.
    Cleaning Works
    14/12/2021
    It wasn't easy learning about the loans available for businesses (mine is a SME) but the company guided me through the entire process in a very quick and understandable way. Would recommend Capitall to any SME sourcing for short-term funding.
    Amario VB
    06/12/2021
    It has been such a great pleasure working with Ryan, he is professional and efficient! I feel truly grateful to him for helping my corporate clients grow business successfully through their reliable and hassle-free funding support, and hence, I would highly recommend Ryan and his team from Capitall!
    Marvin Ong
    21/10/2021
    Had a good Google meet session with Ryan. The ease of communication and professionalism was well demonstrated. Good working with Ryan from Capitall
    Pearce Cheng
    02/09/2021
    Very responsive and knowledgeable officer , Ryan T., who made the overall funding process a pleasant experience. Would recommend Capitall to any SME sourcing for short-term funding.
    Samuel Siaw
    15/07/2021
    Ryan is very professional in the way he spoke to us and assertive about the plans for the future. Keep it up!
    Hayley Woo
    15/09/2021
    I was impressed with the prompt service by Ryan & his team in processing my business short term loan. Many thanks!
    Michelle Hardie
    05/03/2021
    The RM that helped us was Bruce, very efficient and professional. Surely recommended for all business owners out there.
    Gautham Karthik
    02/03/2020
    Capitall is proactive and sincere in helping and has been very responsive to all our queries. Thank you!
    Jasmine Chan
    23/02/2021
    Bruce and his team are very professional and have been a great help to me and my business. Thank you Capitall for your support!
    Jared Theodore Yeo
    19/02/2021
    The service by Ryan, the relationship manager was excellent. The whole loan process is efficient and easy. He's responsive and he provides professional advice.
    Cheryl Sng
    05/05/2021
    Capitall has been very responsive to our queries. Ryan and Bruce being excellent professionals in providing us financial solutions as well
    Hafiz Aziz
    28/01/2021
    Responsive and flexible in handling our queries and requests! Bruce and Ryan have been a great help!
    Imran Ayub
    14/01/2021
    Very professional service, the fund is wired safely with good compliance procedures
    Buzzy Bee
    06/01/2021
    In this difficult times, I was fortunate to have the assistance of Capitall. Ryan, Bruce and Geyln were extremely helpful. They were patient, professional and friendly. Capitall is the best . Thank you so much Capitall.
    JC God
    21/12/2020
    With the assistance of Ryan & his team, we managed to secure a loan and got funded within 48 hours. The whole loan application process was smooth and seamless. Look forward to further collaborations!
    Geraline Ng
    08/01/2021
    Impressively, the process was smooth, convincing and concise. Many thanks to Ryan and Bruce, very friendly and professionally, in making this process a success. Look forward to more working relationship with Capital Pte Ltd, and of course with Ryan and Bruce
    Michael Wong
    17/11/2020
    Recently done a short term loan with Ryan, great guy with quick response, was able to get everything done within a week
    Thien Twee Zian
    14/10/2020
    Thanks to Ryan and his team-mates for a smooth and efficient application process. Job well done guys ! stay in contact !
    Wong Wai Cheong
    02/10/2020
    Professional team that is willing to go the extra mile to help you. Entire process with quick, efficient and smooth. Highly recommended! Big thanks to Ryan for the support.
    Ho Sung Ryang
    02/09/2020
    Thank You Ryan and Barret it was a Pleasure knowing you guys and the support and help given for the Loan by processing in such a short time as we move forward to work with your company
    Empire Jessie
    01/08/2020

    Get Your Business Loan Now.

    Apply now, and receive your business loan within 24 hours*.

    One Application, Multiple Loan Offers

    By applying with us, we will also send your application to our partnering banks so that you can compare and select the best loan offer for your business.

    Our Customer Success Manager will be in touch with you within the next 27 mins.